Smart DigitalPayment Solutions
Empowering businesses across India with seamless BBPS, instant payouts and integrated ticket booking — on one secure, developer-first payment infrastructure.
- Clients
- 500+
- Processed
- ₹10Cr+
- Uptime
- 99.9%
Built on India's trusted payment rails
- MASTERCARD
- IMPS
- NEFT
- RTGS
- NACH
- FASTAG
- BHARAT QR
- NETC
- UPI
Rourkela, Odisha · Serving pan-India
Transactions processed
10,00,000+
- States
- 28+
- Uptime
- 99.9%
Company
Building India's digital payment infrastructure.
NSO Services Private Limited is an India-based fintech company building the rails that connect businesses to the country's payment networks — bridging traditional banking and modern digital commerce.
Our mission is simple: give businesses of every size robust, secure and lightning-fast payment infrastructure that scales with their growth.
India-based Company
Registered and operated in India, built for Indian businesses.
RBI Compliant
Built to RBI and NPCI guidelines for KYC and payments.
Pan-India Coverage
Serving merchants and partners across 28+ states.
500+ Clients
Businesses already running payments on our rails.
Solutions
Complete Payment Ecosystem
From bill payments to instant transfers and travel — end-to-end fintech infrastructure tailored for Indian businesses, behind a single integration.
BBPS Integration
Bharat Bill Payment System integration powered by NPCI. Accept payments for utilities, recharges and more — with instant confirmations.
- Utility bills
- Mobile recharge
- DTH
- FASTag
- Electricity
- Water
- Gas
- DTH
- Broadband
- FASTag
- Insurance
- Loan EMI
Electricity bill
BBPS · fetched
- Consumer
- ••4589
- Due date
- 28 Oct
- Amount
- ₹1,240
Instant Payouts
Lightning-fast disbursements via IMPS, NEFT, RTGS and UPI. Send money to any bank account or UPI ID in seconds.
- IMPS transfer
- NEFT / RTGS
- UPI payouts
- Bulk disbursement
- IMPSA/c ••4521₹1,20,000
- UPIvendor@upi₹8,500
- NEFTA/c ••7730₹2,40,000
Ticket Booking
One booking platform for bus, flight and train tickets, partnered with IRCTC for seamless railway reservations.
- Bus booking
- Flight tickets
- Train (IRCTC)
FROM
Bhubaneswar
TO
New Delhi
Infrastructure
How money moves through NSOPay.
Every request follows the same audited path — authenticated at the API, routed by the engine and settled on the right rail.
Customer payments enter through the NSOPay API, pass to the payment engine for routing and risk checks, travel over UPI, BBPS, FASTag, DMT or AEPS, and settle with the bank, utility or merchant.
Customer
App, POS or link
NSOPay API
Authenticated REST
Payment Engine
Routing & risk checks
Payment rails
The engine picks the right network
- UPI
- BBPS
- FASTag
- DMT
- AEPS
Settlement
Confirmed and reconciled
- Merchant
- Utility
- Bank
Services
Everything you need, one platform.
Explore the full suite of digital services built to power every transaction your business makes.
Showing 12 services
BBPS
Pay any utility bill — electricity, gas, water, broadband and more — through Bharat BillPay with instant confirmation.
- Electricity
- Gas
- Water
- Broadband
- Insurance
Mobile Recharge
Prepaid and postpaid recharges across every major operator.
DTH Recharge
Instant top-ups for all leading DTH providers.
Landline
BSNL, Airtel and other landline bills, paid in seconds.
Water
Municipal water bills with real-time bill fetch.
Flight Booking
Book domestic and international flights instantly, with live fares.
DEL
New Delhi
BOM
Mumbai
Train Booking
Seamless IRCTC integration for all classes.
Bus Booking
Tickets from thousands of operators nationwide.
UPI
Collect and pay through UPI intent, dynamic QR and collect requests — settled in real time.
Scan to pay
merchant@upi
₹499.00
Awaiting payment… ReceivedDMT
Domestic money transfer to any bank account over IMPS and NEFT.
From
A/c ••4521
IMPSTo
A/c ••9087
AEPS
Aadhaar-enabled withdrawals, balance enquiry and mini statements.
FASTag
Reloadable RFID tags for tolls, recharged instantly.
Developers
One API.
Every payment rail.
Go live in minutes with well-documented REST APIs. Collections, payouts, bill payments and bookings share one authentication model, one response format and one webhook stream.
- Sandbox environment for testing
- Real-time webhook notifications
- API keys with IP whitelisting
- Detailed API documentation
- Response time
- < 1s
- To first API call
- 5 min
- Developer support
- 24/7
curl -X POST https://api.nsopay.com/v1/payment/create \ -H "Authorization: Bearer $NSOPAY_KEY" \ -H "Content-Type: application/json" \ -d '{ "amount": 25000, "currency": "INR" }'{ "id": "pay_9HkX2mQ4", "status": "created", "amount": 25000, "currency": "INR", "rail": "UPI"}- 256-bit encryption
- IP whitelisting
- Two-factor auth
- Audit trails
- Role-based access
- Session controls
Security
Security isn't a feature.
It's the foundation.
Every layer of the platform — from API keys to settlement — is built to protect your money and your customers' data.
99.9% Uptime
Redundant infrastructure engineered for round-the-clock availability.
Secure APIs
Key-based authentication, IP whitelisting and two-factor access for every account.
Real-time Infrastructure
Sub-second responses with instant status updates over webhooks.
Transaction Monitoring
Every transaction tracked end-to-end with complete audit trails.
Performance
Built to scale with your volume.
Throughput grows month on month while success rates hold steady — the platform scales with the businesses running on it.
- Transaction volume · last 12 months
- ₹12.4Cr
- Processing growth · Oct → Sep
- +340%
- Success rate · 12-month average
- 99.1%
Figures shown are illustrative.
Start building today
Power your next
million transactions.
Join 500+ businesses running collections, payouts and bill payments on NSOPay. Get started in minutes.
Contact
Talk to our team.
Tell us what you're building. We'll help you pick the right rails and get you live.
Visit us
Rourkela, Odisha · Serving businesses pan-India
Flat No. GF-1, Sumitra Heights, Kachery Road, Uditnagar, Near New Court, Rourkela, Sundargarh, Odisha 769012